Housing and Homelessness Policy MCQs

Housing and Homelessness Policy MCQs

The following Housing and Homelessness Policy MCQs have been compiled by our experts through research, in order to test your knowledge of the subject of Housing and Homelessness Policy. We encourage you to answer these 30+ multiple-choice questions to assess your proficiency.
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1: Long-term homelessness is called _____ homelessness

A.   Acute

B.   Chronic

C.   Fatigue

D.   None of above

2: De facto Segregation explains the fact that meaning the existence of segregation even where policy does not explicitly segregate

A.   True

B.   False

3: Segregation caused by ____ is called De jure segregation

A.   Words

B.   Laws

C.   Emotions

D.   None of above

4: Deinstitutionalize describes the discharge of individuals from institutions; deinstitutionalization refers to a policy strategy designed to release individuals with mental illness from institutional care.

A.   True

B.   False

5: Homelessness that is experienced in recurring cycles that are relatively short is called

A.   Episodic homelessness

B.   Episodic home

C.   Episodic Offices

D.   None of above

6: A state of housing for individuals and families who lack a fixed, regular, and adequate nighttime residence; will imminently lose their primary nighttime residence; unaccompanied youth and families with children and youth etc is called

A.   Place

B.   Home

C.   Homelessness

D.   Stress

7: A situation in which people live together or near others who are racially and ethnically different from them is called integration

A.   True

B.   False

8: Annual count of sheltered and unsheltered people experiencing homelessness is called

A.   Point-out-Time (PIT) Count

B.   Point-and -Time (PIT) Count

C.   Point-in-Time (PIT) Count

D.   All of these

9: Predatory-_____ explains the types of subprime loans with higher interest and fees than is required, abusive terms, and conditions that fail to take into account the borrower’s ability to repay. These loans violate fair lending laws by targeting women, minorities, and communities of color.

A.   Work

B.   Loans

C.   Income

D.   Budget

10: The practice of refusing a loan or insurance to someone because they live in an area deemed to be a poor financial risk that results in significant segregation is called

A.   Redlining

B.   Extra Lining

C.   Blue Lining

D.   None of these

11: Rent control explains a system where the government uses price controls to keep the cost of rent down for some rental units

A.   True

B.   False

12: Payments of money to those who have experienced past wrongs is called reparations

A.   True

B.   False

13: Individuals or families residing in homeless programs such as emergency shelters, transitional living programs, and rapid rehousing is called

A.   House

B.   Sheltered

C.   Area

D.   Community

14: A system in which institutions and policies within our nation disadvantage nonwhites in ways that are often compounding and cumulative is called structural racism

A.   True

B.   False

15: ______ Loans that are designed for borrowers with risky credit who may be unable to obtain loans from mainstream lenders

A.   Prime

B.   Sub prime

C.   Basic

D.   All of above

16: Survival Sex describes that exchanged for shelter or other basic necessities

A.   True

B.   False

17: A room or rooms within a house or block of apartments in which people often lived in overcrowded and unsanitary conditions is called tenements

A.   Less crowded

B.   Over crowded

C.   Population

D.   Normal crowded

18: Short-term homelessness is called _______ homelessness

A.   Non-transitional

B.   Transitional

C.   Sheltered

D.   None of above

19: Individuals or families sleeping outside, in places not meant for human habitation, such as parks, public transportation stations, the street, and wooded areas is called street

A.   True

B.   False

20: Sleeping outside in an ________ area is called urban camping

A.   Designated

B.   Undesignated

C.   Harm

D.   None of above

21: Derogatory term used to describe a person who is experiencing _____ is called vagabond

A.   Home

B.   Homelessness

C.   Office Lessness

D.   All of above

22: Assets held by individuals and families, including homes and equity in a home, minus any _____ they carry is called wealth.

A.   Credit Card

B.   Favor

C.   Obligation

D.   Debt

23: Which term describes people who are sleeping outside, in places not meant for human habitation?

A.   Homelessness

B.   Unsheltered homelessness

C.   Chronic homelessness

D.   Acute homelessness

24: What derogatory term was used to promote the idea that homeless people wandered from place to place irresponsibly?

A.   Sojourner

B.   Wanderer

C.   Vagabond

D.   Peripatetic

25: According to the text, the Community Mental Health Act of 1963 attempted to ______ or move people with chronic mental health conditions from a lifetime in state-run institutions to community-based mental health clinics.

A.   Institutionalize

B.   Deinstitutionalize

C.   Congregate

D.   Desegregate

26: Which President enacted the Community Mental Health Centers Construction Act to provide a network of services to support individuals with psychiatric disorders?

A.   John F. Kennedy

B.   Lyndon B. Johnson

C.   Harry S. Truman

D.   Franklin D. Roosevelt

27: What are segregations created by laws?

A.   De facto

B.   De jure

C.   Policies

D.   Enactment

28: A situation in which people live together with those who are different from them is known as?

A.   Assimilation

B.   Association

C.   Integration

D.   Cooperation

29: The process of refusing a loan or insurance to someone because they live in an area deemed to be a poor financial risk is known as ______.

A.   Discrimination

B.   Segregation

C.   Redlining

D.   Structural racism

30: Long-term homelessness is known as ______.

A.   Episodic homelessness

B.   Transitional homelessness

C.   Chronic homelessness

D.   Acute homelessness

31: Predatory loans are a type of subprime loans.

A.   True

B.   False

32: In 1937, the U.S. federal government ended the building of houses by the Public Works Administration and then turned the responsibility to the U.S. Housing Authority.

A.   True

B.   False